Current Deposit Rates
This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.
Interest Rates and Annual Percentage Yields are current as of...
Product: CD
|
Description |
Minimum
Opening
Deposit |
Minimum
Balance to
Obtain Annual
Percentage
Yield |
Interest
Rate |
Annual
Percentage
Yield |
|
6 Month CD (A) |
$2,500.00 |
$2,500.00 |
2.19% |
2.25% |
|
12 Month CD (A) |
$500.00 |
$500.00 |
2.44% |
2.50% |
|
18 Month CD (A) |
$500.00 |
$500.00 |
2.44% |
2.50% |
|
24 Month CD (A) |
$500.00 |
$500.00 |
2.44% |
2.50% |
|
30 Month CD (A) |
$500.00 |
$500.00 |
2.68% |
2.75% |
|
31 Month CD (A) |
$500.00 |
$500.00 |
2.92% |
3.00% |
|
36 Month CD (A) |
$500.00 |
$500.00 |
2.92% |
3.00% |
|
48 Month CD (A) |
$500.00 |
$500.00 |
3.11% |
3.20% |
|
60 Month CD (A) |
$500.00 |
$500.00 |
3.39% |
3.50% |
|
72 Month CD (A) |
$500.00 |
$500.00 |
3.63% |
3.75% |
Product: Money Market Deposit Account (B/D)
|
Daily Balance |
Minimum
Opening
Deposit |
Interest
Rate (B) |
Annual
Percentage
Yield (B) |
|
up to $2,499.99 |
$2,500.00 |
0.00% |
0.00% |
|
$2,500.00 - 4,999.99 |
$2,500.00 |
0.49% |
0.50% |
|
$5,000.00 - 9,999.99 |
$2,500.00 |
1.95% |
2.00% |
|
$10,000.00 - 39,999.99 |
$2,500.00 |
2.44% |
2.50% |
|
$40,000.00 - 9,999,999.00 |
$2,500.00 |
2.92% |
3.00% |
Product: Savings (B/D)
|
Description |
Minimum
Opening
Deposit |
Minimum
Balance
(C) |
Interest
Rate (B) |
Annual
Percentage
Yield (B) |
|
Statement (B/D) |
$10.00 |
$10.00 |
1.00% |
1.02% |
|
Passbook (B/D) |
$10.00 |
$10.00 |
1.00% |
1.02% |
|
Christmas Club (B/D) |
$ 1.00 |
$ 1.00 |
.50% |
.51% |
Product: Checking Products
|
Description |
Minimum
Opening
Deposit |
Minimum
Balance
(C) |
Interest
Rate (B) |
Annual
Percentage
Yield (B) |
|
50+ Free Interest Checking (B/D) |
$25.00 |
.00 |
.50% |
.51% |
|
VIP Free Interest Checking (B/D) |
$25.00 |
.00 |
.50% |
.51% |
|
Low Minimum Interest Checking (B/D) |
$25.00 |
.00 |
.50% |
.51% |
|
Wall Street up to $2499.99 (B/D) |
$25.00 |
.00 |
.50% |
.51% |
|
Wall Street over $2500 (B/D) |
$25.00 |
$2,500.00 |
1.00% |
1.02% |
|
No Minimum Interest Checking (B/D) |
$25.00 |
.00 |
.50% |
.51% |
|
Economy Interest Checking (B/D) |
$25.00 |
.00 |
.50% |
.51% |
Product: Other
|
Description |
Minimum
Opening
Deposit |
Minimum
Balance
(C) |
Interest
Rate (B) |
Annual
Percentage
Yield (B) |
(A) A penalty may be imposed for early withdrawal
(B) The interest rate and annual percentage yield may change after account opening.
(C) Daily balance. The amount of the principal in the account each day.
(D) Fees could reduce the earnings on the account.
For current rate information, call (315) 493-3480 or (800) 232-0450
|
