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Mortgage Rates

Contact one of our mortgage consultants for the perfect loan product that fits your needs.

Construction Loans

Contact one of our mortgage consultants for the perfect loan product that fits your needs.

AUTO LOANS

Model YearTermCredit Score 740+Sample PaymentCredit Score 700 - 739Sample PaymentCredit Score 699 or lessSample Payment
2014 & 201366 Mo MAX3.95%$253.234.50%$256.989.45%$292.30
2012 & 201166 Mo3.95%$253.234.50%$256.989.95%$296.02
2010 & Older48 Mo3.95%$338.354.50%$342.0510.45%$383.69

Calculate your payment


*Sample payment based on $15,000 at the maximum term in each tier. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness and terms of loan.


Carthage Savings and Loan Association's Loan Rates are Current as of March 18, 2014 and are subject to change without notice.




Motorcycles

MODEL YEARCREDIT SCORESSample Payment
Max Term740 PlusSample Payment700-739Sample Payment699 or Less
2014 and 201366 Mo5.95%$142.426.95%$146.209.45%$155.89
2012and 201166 Mo5.95%$142.426.95%$146.209.95%$157.88
2010 and Older48 Mo5.95%187.706.95%$191.3810.45%$204.63

Calculate your payment


*Sample payment based on $8,000 at the maximum term in each tier. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness and terms of loan. Carthage Savings and Loan Association's Loan Rates are current as of March 18, 2014 and are subject to change without notice.



Home Improvement

Term in YearsFixed RateSample Payment*
5 6.90%

Secured

296.31
58.90%

Unsecured

310.65

Calculate your payment


*Sample payment based upon $15,000 dollar loan and the term in each tier. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, loan to value of home and terms of the loan.


Carthage Savings and Loan Association's Loan Rates are Current as of March 18, 2014 and are subject to change without notice.




Home Equity Line of Credit

Credit LineVariable Rate*
$7,500 - $100,000Prime (Currently 3.25%)

Contact a Loan Representative for more information


*Annual Percentage Rate


Carthage Savings and Loan Association's rates are Current as of March 18, 2014 and are subject to change without notice. Loan page updates are processed as soon as possible after any loan rate change.

  • No Closing Costs as long as line remains open for 60 months. If loan is paid off within 5 yrs or less, member reimburses closing costs incurred by Carthage Savings and Loan plus any additional legal fees to satisfy legal requirements. ($400-$1,500)
  • Rate is adjustable and subject to change monthly. Rate based on Wall Street Journal Prime Rate.
  • Rates and terms are determined by overall credit history, loan-to-value and type of property.
  • Wall Street Journal Prime Rate currently is 3.25%. Last change date was December 12, 2008.
  • Maximum Rate is 13.25%
  • 5 Year Draw period and repayment period of up to 240 months (depending on balance due at the end of draw)
  • 1-4 family, owner occupied residence
  • Minimum monthly payment during draw is $100.00.

Home Equity Loans

Term in YearsFixed RateSample Payment*
1-55.75%$960.84
6-105.75%$548.85
11-155.75%$415.21

Calculate your payment


*Sample payment based upon $50,000 dollar loan and the longest term in each tier. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, loan to value of home and terms of the loan.


Carthage Savings and Loan's Loan Rates are Current as of March 18, 2014 and are subject to change without notice. This page will be updated as soon as possible after any loan rate change.




ATVs, Snowmobiles, Lawn Tractors, Jet Skies, Utility Trailers

AmountFixed RateMaximum TermSample Payment
New: $3,000 & Over8.50%5 Years$61.55Sample Payment based on $3,000 Loan
Used: $3,000 & Over9.50%3 Years$96.10Sample Payment based on $3,000
New/Used Under $3,00013.90%3 Years$85.32Sample Payment based on $2,500

Calculate your payment


The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness and terms of the loan.


Carthage Savings and Loan's Loan Rates are Current as of March 18, 2014 and are subject to change without notice. This page will be updated as soon as possible after any loan rate change.



Boats, Travel Trailers/RV's (Self-Contained Motor Homes)

Amount740 Plus

Credit Score

700-739

Credit Score

699 or Less

Credit Score

New: $10,000 & Over

Maximum Term: 10 Yrs

6.50%

Sample Payment: $113.55 Based on $10,000/10 yrs

7.00%

Sample Payment: $116.11 Based on $10,000/10 yrs

8.00%

Sample Payment: $121.33 Based on $10,000/10 yrs

New: Under $10,000

Maximum Term: 5 Yrs

7.00%

Sample Payment: $99.01 Based on $5,000/5 yrs

7.50%

Sample Payment: $100.19 Based on $5,000/5 yrs

8.50%

Sample Payment: $102.58 Based pm $5,000/5 yrs

Used: $10,000 & Over

Maximum Term: 10 Yrs

7.50%

Sample Payment: $118.70 Based on $10,000/10 yrs

8.00%

Sample Payment: $121.33 Based on $10,000/10 yrs

9.00%

Sample Payment: $129.40 Based on $10,000/10 yrs

Used: Under$10,000

Maximum Term: 5 Yrs

8.00%

Sample Payment: $101.38 Based on $5,000/5 yrs

8.50%

Sample Payment: $102.58 Based on $5,000/5 yrs

9.50%

Sample Payment: $103.79 Based on $5,000/5 yrs

Calculate your payment


The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness and terms of the loan.


Carthage Savings and Loan's Loan Rates are Current as of March 18, 2014 and are subject to change without notice. This page will be updated as soon as possible after any loan rate change.



Personal Loans

Fixed RateMaximum TermSample Payment
Secured12%5 Years$102.58Payment based on $5,000 Loan
Unsecured (Under $2,500)17%5 Years$189.20Payment based on$2,500 Loan
Unsecured (Over $2,500)14.25%5 Years$103.79Payment based on $5,000 Loan

Calculate your payment


The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness and terms of loan.


Carthage Savings and Loan's Loan Rates are Current as of March 18, 2014 and are subject to change without notice. This page will be updated as soon as possible after any loan rate change.



Deposit Secured Loans

AmountFixed RateMaximum Term
Up to Amount on Deposit2% + Current Rate EarnedNone

Calculate your payment


The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness and terms of the loan.


Carthage Savings and Loan's Loan Rates are Current as of March 18, 2014 and are subject to change without notice. This page will be updated as soon as possible after any loan rate change.