Your Local Clayton Bank

Carthage Savings in Clayton, NY understands the importance of being part of the local community and doing what it takes to improve the quality of life in that community. We do business in Clayton, and our office is here. When we make business decisions, we make them with more than just the bottom line in mind. We make them with our local community in mind. At Carthage Savings, it is our goal to offer Clayton residents the best products with the best service possible, whether they are interested in a checking account, savings account, or a loan product.

What Types of Checking Accounts Does Carthage Savings Offer?

At Carthage, we try to offer banking options that will fit your needs regardless of your stage in life. For example, we have a variety of checking accounts including free checking, 50+ free interest checking, VIP free interest checking, high-interest checking, business checking, all with MasterCard debit card linking. We also offer an array of savings accounts such as statement savings, money market accounts, CDs, and IRAs. Finally, we also provide a great selection of loan products including home mortgages, seasonal home mortgages, VA mortgages, rural development loans, home equity loans, home improvement loans, construction loans, personal auto loans, and recreational vehicle loans.

Why Choose Carthage Savings as Your Bank?

  • Traditional Free Checking
  • 50+ Free Checking with Interest
  • VIP Free Interest Checking
  • High Interest Checking
  • Business Checking

What Types of Savings Opportunities Does Carthage Savings Provide?

  • Traditional Statement Savings Accounts
  • Money Market Accounts
  • CDs
  • IRAs

What Types of Loans are Available at Carthage Savings?

  • Home Mortgage Loans
  • Seasonal Home Mortgage Loans
  • VA Mortgage Loans
  • Rural Development Lines of Credit
  • Home Equity Lines of Credit
  • Home Improvement Loans
  • Construction Loans
  • Personal Loans
  • Auto Loans
  • Recreational Vehicle Loans

At Carthage Savings, we hold the men and women that sacrifice for our country in high regard, especially the local military families right here at Fort Drum. Because of this, one of our main specializations is in VA mortgages. We will go the extra mile to help ensure that our local men and women in the military have every opportunity possible to purchase a home if that is what they desire.


Carthage Savings
325 State Street
Clayton, NY 13624

(315) 686-4850


Hours of Operation:

Mon - Fri 9:00 am - 4:00 pm

To find out more about how we can help you, or the initiatives that Carthage Savings takes part in, give us a call or stop by our local office.