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Benefits of a Recreational Vehicle Loan – Carthage Savings & Loan

Published: May 15, 2019

Financing Family Fun: Why You Should Consider a Recreational Vehicle Loan

To help you enjoy outdoor recreation at home or on the road, you may be considering the purchase of a recreational vehicle. A recreational vehicle loan from Carthage Savings & Loan can help you and your family get on your way to a memorable adventure, no matter what fuels your inner explorer. Here are the benefits of a recreational vehicle loan and why you should work with us if you live in Northern New York.

Types of Recreational Vehicles

No matter the season, outdoor adventure is right outside your doorstep in New York’s North Country. From jet skiing on your local lake to snowmobiling in the Adirondacks, you’ll always find something to do. It’s also nice to take a vacation away from home, like driving your RV down south or out west. Examples of the types of vehicles you can finance with a recreational vehicle loan from Carthage Savings & Loan include:

  • RVs
  • Boats
  • Jet skis
  • Motorcycles
  • Snowmobiles
  • Travel and utility trailers
  • Lawn tractors
  • Self-container motor homes

Advantages of Our Recreational Vehicle Loan

This type of loan is a great way to ensure your family can enjoy the great outdoors, no matter the season. When you choose Carthage Savings & Loan to finance your recreational vehicle loan, our friendly and attentive staff will walk you through the process from start to finish and explain all the benefits of working with us, which include:

  • Easy, fast and secure online application process
  • Customizable terms specific to your unique financial situation
  • Local decision making and process for quick answers on your application
  • Competitive rates on a wide range of new and used recreational vehicles
  • Ability to refinance your current recreational vehicle, potentially lowering your rate
  • Loan pre-approval for qualified applicants for extra bargaining power at the dealership

How to Apply

Our local lenders are standing by for when you are ready to purchase your recreational vehicle, and you’ll be relieved when you see how easy it is to get started. It should only take you about 10 minutes to apply, but before you fill out our online recreational vehicle loan application, you’ll need to gather the following information:

  • Form of identification (driver’s license, passport, military ID or state ID)
  • Social security number
  • United States citizenship or resident alien status
  • External account information if funding from an external account

Within the application, we’ll ask you to provide your name, address, date of birth and other identifying information in order to open your new account. We’ll also request a credit report that will be used to further evaluate your loan request. These procedures are vital in any loan application to assist the government in fighting the funding of terrorism and money laundering schemes.

Helpful Resources

Our more than 130 years of experience in servicing Jefferson, Lewis and St. Lawrence counties makes our loan officers one of your greatest resources during the application process, as they are always a phone call, email or in-person visit away. We also list our loan rates on our website so you can review them at any time and figure out what you can realistically afford.

If you’re going back and forth on deciding whether to buy or lease your new recreational vehicle, we also have a tool that can help. Our easy Buy vs. Lease Calculator allows you to compare the costs of both options. All you need to do is enter the recreational vehicle’s information and other details, and our calculator will provide you with an estimate of what you can expect to pay each month.

Stop Waiting and Start Exploring

With a recreational vehicle loan from Carthage Savings & Loan, you’ll be satisfied with our competitive rates and local decision making process and be able to enjoy your favorite form of outdoor recreation sooner than you think. As a customer-owned mutual association, we work solely for our customers rather than stockholders, which is why we are proud to offer you the best deals and rates possible, no matter what financial services you’re looking for. For more information, call us today at 1-800-232-0450 or visit one of our three locations in Watertown, Clayton and Carthage.