Checking Account Options in Carthage, Clayton, and Watertown, NY

Free Checking

Simplify your life with a checking account that gives you exactly what you need, hassle-free. Free Checking features no monthly service fee and no minimum balance requirements.

50+ Free Interest Checking

With age comes wisdom — and competitive interest! Our 50+ Free Interest Checking is exclusively available to customers 50 or better and lets you earn interest on your entire checking balance.

VIP Free Interest Checking

Feel like a true VIP with this account that gives you competitive interest on your balance and features no monthly service fee — just for setting up direct deposit or automatic payment!

High Interest Checking

Sometimes less is more — but not with Carthage Savings High Interest Checking! Earn tiered interest based on your balance. So the higher your balance, the higher your interest rate.

Business Checking

Effortlessly manage your business with our Easy Business Checking accounts. We have two account options, so you can get exactly what you need to keep your business successful and thriving.

MasterCard Debit Card

A MasterCard® Debit Card, now with chip card technology, lets you make purchases anywhere — without having to keep a wallet full of cash. Shop with ease in stores or online and maintain direct access to your account balance.

Visa Credit Card

Flexible funds and endless purchasing power — that’s what you can expect with a Visa® Credit Card. Plus, you’ll earn rewards for purchases that can be redeemed for travel and merchandise!