Individual Retirement Accounts (IRA)

Plan ahead so you can retire with peace of mind.

Learn More

Home Equity Lines of Credit

Take advantage of our HELOC rate — and make your home work for you.

Learn More

Home Mortgage Loans

Finance your perfect home with the help of our experienced, North Country lenders.

Learn More

Mobile Deposit


Deposit checks with your mobile device! It’s fast, secure, and available 24/7.


Online Account Opening


Save yourself time — open an account now with our new online account-opening platform!


Contact Us


Need help? Get a response to your questions quickly! Call us or stop by a branch.


Find the rate that's right for you!

Calculator Image

Proud to Serve Our Military Customers

Open an account or learn more about our services. 

Who We Are

Carthage Savings has been serving our community since 1888. We value each of our customers and strive to make banking as convenient as possible.

About Us

Read Our Blog

Get to Know Us

Learn more about the Carthage Savings team through our blog! Check out how we're getting involved in the community and other news.


Check Out Our Latest Commercial

Csl burgundy.jpg

Community Involvement


2015 recipients of the Prestigious Uhlinger award: Darlene Jensen, Exec. Director V.E.M. Food Pantry, Robert Sligar, Carthage Savings and Loan (Seated)

Standing: Robert Kratzat, Lori Lundquist, Todd Simpson, Carthage Lions Club representatives

2015 Staff Awareness picture.jpg

Carthage Savings gather for photo shoot showing their support for Breast Cancer Awareness Month

2015 Coats for Kids.jpg

2015 Coats for Kids campaign...$500 contributed toward this project headed by Joe Colangeo

Art Presentation.jpg

Check presentation for the CCS Tri-County Art Show.
Pictured: Duane Smith, CCS Art Teacher, Thomas Piche', Carthage Savings CEO, Richard Weber, CE Principal

Braman Block 2nd Home Open House Habitat for Humanity

Thomas Piche', President and CEO, Carthage Savings, presents a gift basket during the Braman Block 2nd Home Dedication of the 1000 Islands Habitat for Humanity project.

Zoo Presentatio 2015

Thomas Piche', President and CEO of Carthage Savings, presents Jayne Graves, Board President of the NYS Zoo at Thompson Park a check in the amount of $25,000 for upkeep and enchancements to the zoo's Otter Exhibit.

Willy Wonka Group.jpg

The Carthage Savings group gathered for a photo before the 2015 Carthage Holiday Parade. Dressed in characters from Willie Wonka Chocolate Factory, fun day for all!