Auto Loans for Carthage, Clayton, and Watertown, NY

Buying a new car - Carthage, NY - Carthage Savings

Ready to purchase a new or pre-owned vehicle? Then it's time to lock your financing into place. At Carthage Savings, we're always excited to help customers secure the auto loan they need, which allows them to drive off the lot with a set of new wheels in no time.

Why Should You Choose Carthage?

At Carthage Savings, we take pride in offering competitively low rates as well as fast, easy pre-approvals. With no or low down payment options and a wide range of terms that can be customized to meet your needs, our auto loans easily fit into your financial situation. We go the extra mile to serve our clients and enjoy working with local residents. With local decision-making and processing here in the North Country, as well as attentive, friendly service throughout the entire process, you'll find that getting an auto loan from us is an excellent decision.


Our auto loan rates are the best in the area. Our loan's annual percentage rates are based upon the model year of the vehicle, the term of the loan, and the borrower's credit score. Our loan terms range from 48 to 66 months. If you are looking to lower your rate, you may also consider refinancing your current vehicle with us. Wondering if it would be better to buy or lease? Our online calculator can help you determine the most affordable option.

How to Apply

To apply for a loan, visit our online application. We welcome applicants from Jefferson, Lewis, and St. Lawrence counties. The application process takes approximately ten minutes to complete. Applicants should have a driver's license, state or military identification, or a passport, as well as a valid Social Security number to apply. We may also request other identifying documents, and we will request a credit report from each applicant. Those individuals with U.S. citizenship or resident alien status are welcome to apply.

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