4 Reasons You Should Visit Your Local Carthage Savings & Loan Branch Today

Every day, people in Northern New York are seeking out the right financial institution to help them make a major purchase, save for retirement, or achieve another goal. In our efforts to serve the members of our community, Carthage Savings & Loan offers many different services that allow our members to finance what they need. We are known for the unrivaled assistance we provide to our members, as well as our favorable rates and flexible terms. Here are four of the top reasons why you should choose Carthage Savings & Loan.

1. You want to buy or improve a house.

Are you looking to buy a new house or make an upgrade to the one you are currently living in? If so, we offer mortgage and home loans for a variety of situations, all of which will help you secure the financing you need. Just a few of our popular options include:

• Home Mortgage Loans: Our home mortgage loans cover primary, seasonal, investment, and other types of properties. They feature fixed-rate, adjustable-rate, and low/no down payment options, as well as several specialized financing programs.
• VA Mortgage Loans: We believe that it’s our duty to help the members of our military who have served our country. That is why our VA mortgage loans feature no down payments and don’t carry minimum credit requirements.
• Home Improvement Loans: You don’t have to move to change up your living situation. If you are making an improvement to your home and need financing to cover the costs, our loans have low rates in a variety of terms.

2. You want to start saving.

There are many ways you can save your money and watch it grow with an account at Carthage Savings & Loan. For instance, our Statement Savings account allows you to earn competitive interest on your savings and enjoy no monthly fees. If you are thinking more in the long term, consider a Certificate of Deposit, which features higher interest rates than a standard savings account and a wide range of terms reaching up to six years – all with no setup or maintenance fees.

3. You need a loan.

If you have a major expense that you aren’t able to cover by yourself, our personal loans are here to help. Common uses for these loans include the financing of automobiles, recreational vehicles, education, and much more. No matter the purpose, you can count on receiving attentive service, advantageous rates, and a term that works for you.

4. You need reliable digital banking services.

We recognize that you live a busy life and don’t always have time to stop into the bank for every transaction. That’s why we offer digital banking services that allow you to complete a wide variety of tasks from home. By downloading our free app, you’ll be able to view your account balances and transaction history, transfer money between accounts, deposit checks, and more. And what’s more, these services are available to you at any time to make banking with us as convenient as possible.

Start Your Financial Journey Today

No matter what your needs are, Carthage Savings & Loan is standing by to assist you on your financial journey and help you achieve your goals. Our wide range of services has been trusted by Northern New Yorkers since 1888, which makes us the longest-running hometown bank on Lewis and Jefferson counties. Find out how we can assist your unique situation by contacting us today or visiting your local branch.