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There might be some untapped potential hidden in your home. Fund individual needs, from life events to education expenses, with the home equity you’ve built up so far.

Key Features

  • Competitive Rates
  • Anytime Funds
  • Revolving Credit
  • Competitive rates for several short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible1
  • Local decision-making and processing right here in the North Country
  • Attentive, friendly service from start to finish
  • Competitive rates for several short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible1
  • Revolving credit — available balance replenishes as you pay down principal
  • Funds available anytime without reapplying; apply once, then use as needed thereafter
    • Funds conveniently available via check or can be transferred via digital banking into a Carthage Savings checking account
  • Local decision-making and processing right here in the North Country
  • Attentive, friendly service from start to finish

1Consult a tax advisor.