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Home Equity Loans

  • Competitive rates for several short-term or one-time needs
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible1
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Home Improvement Loans

  • Competitively low rates for a wide range of home improvement projects
  • A wide range of terms customized to your unique situation
  • Local decision-making right here in North Country
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Home Mortgage Loans

  • Competitive rates for home purchase, refinance, or construction
  • A wide range of terms customized to your unique situation
  • Pre-approval available for extra confidence
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VA Mortgage Loans

  • Available to veterans, active military, and surviving spouses
  • Purchase a home without the need for a down payment
  • Competitive low-interest rates
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FHA Mortgage Loans

  • Qualify more easily for a loan
  • Access lower minimum down payments
  • Pre-qualification available
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Seasonal Mortgage Loans

  • Competitive rates for your seasonal home
  • Flexible terms customized to your unique situation
  • Financing of up to 80% of the home's value
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Construction Loans

  • Competitively low rates for your home construction project
  • Available for primary residence or second home construction
  • Attentive, friendly service from start to finish
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Rural Development Guarantee

Access a low-interest, zero-down loan and move into your ideal, small-town home.

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No Closing Cost Mortgage Program

Handle your mortgage's closing costs ahead of time.

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