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  • Main Office - Carthage Branch
    Map
    Main Office - Carthage Branch
    313 State Street
    Carthage, NY 13619
    See Location DetailsGet Directions
    Phone(315) 493-3480
    Toll-Free(800) 232-0450
    Lobby Hours
    Mon - Wed9:00am - 4:00pm
    Thurs - Fri9:00am - 5:00pm
    Drive Through Hours
    Mon - Wed8:30am - 5:00pm
    Thu - Fri6:30am - 5:00pm
    Sat9:00am - 12:00pm
  • Clayton Branch
    Map
    Clayton Branch
    325 State Street
    Clayton, NY 13624
    See Location DetailsGet Directions
    Phone(315) 686-4850
    Lobby Hours
    Mon9:00am - 4:00pm
    Tues-ThuBy appointment
    Fri9:00am - 4:00pm
  • Croghan Branch
    Map
    Croghan Branch
    9756 State Route 812
    Croghan, NY 13327
    See Location DetailsGet Directions
    Phone(315) 346-2000
    Lobby Hours
    Mon - Wed9:00am - 3:00pm
    Thurs9:00am - 5:00pm
    Fri9:00am - 6:00pm
  • Watertown Branch
    Map
    Watertown Branch
    146 Arsenal Street
    Watertown, NY 13601
    See Location DetailsGet Directions
    Phone(315) 779-9775
    Lobby Hours
    Mon - Wed9:00am - 4:00pm
    Thurs - Fri9:00am - 5:00pm
    Sat9:00am - 12:00pm
    Drive Through Hours
    Mon - Fri8:30am - 5:00pm
    Sat9:00am - 12:00pm