If your card is lost or stolen, report it immediately by calling (866)960-2295.
During banking hours, you can contact one of our customer service representatives at (315) 493-3480 or (800) 232-0450 (Carthage) or (315) 779-9775 (Watertown).
If you are the victim of IdentityTheft contact a Credit Bureau immediately to begin protecting your identity.
Transunion has live agents: 1-800-916-8800 (* press 0 to speak directly with a live agent) www.transunion.com
Equifax has a live agents line: 1-888-836-6351 www.equifax.com
Experian has an automated line: 1-888-397-3742 www.experian.com