APY = Annual Percentage Yield. Rates effective as of September 4, 2019. Fees may reduce earnings.
CD Rates/IRA Rates Learn More
| Term | Minimum Opening Deposit | Minimum Balance to Obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| 6 month (N/A IRA) | $2,500.00 | $2,500.00 | 1.95% | 2.00% |
| 12 month | $500.00 | $500.00 | 1.37% | 1.40% |
| 15 month SPECIAL! | $500.00 | $500.00 | 1.95% | 2.00% |
| 18 month | $500.00 | $500.00 | 1.18% | 1.20% |
| 24 month | $500.00 | $500.00 | 1.18% | 1.20% |
| 30 month | $500.00 | $500.00 | 1.18% | 1.20% |
| 31 month (One Time Rate Change Option) | $500.00 | $500.00 | 1.18% | 1.20% |
| 36 month | $500.00 | $500.00 | 1.32% | 1.35% |
| 48 month | $500.00 | $500.00 | 1.18% | 1.20% |
| 59 month | $500.00 | $500.00 | 1.18% | 1.20% |
| 60 month (One Time Rate Change Option) | $500.00 | $500.00 | 1.27% | 1.30% |
| 72 month | $500.00 | $500.00 | 1.47% | 1.50% |
A penalty may be imposed for early withdrawal.
Money Market Rates Learn More
| Daily Balance | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| Up to $2,499.99 | $2,500.00 | 0.00% | 0.00% |
| $2,500.00 - $4,999.99 | $2,500.00 | 0.10% | 0.10% |
| $5,000.00 - $9,999.99 | $2,500.00 | 0.25% | 0.25% |
| $10,000.00 - $39,999.99 | $2,500.00 | 0.25% | 0.25% |
| $40,000.00 - $9,999,999.00 | $2,500.00 | 0.49% | 0.50% |
The interest rate and annual percentage yield may change after account opening.
Fees could reduce the earnings on the account.
Checking Rates
| Account Type | Minimum Opening Deposit | Minimum Balance* | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| 50+ Free Interest Checking With Rewards | $25.00 | $0.00 | 0.10% | 0.10% |
| VIP Free Interest Checking With Rewards | $25.00 | $0.00 | 0.10% | 0.10% |
| High Interest Checking (Balances up to $2,499.99) With Rewards |
$25.00 | $0.00 | 0.10% | 0.10% |
| High Interest Checking (Balances $2,500.00-$25,000) With Rewards |
$25.00 | $2,500.00 | 0.49% | 0.50% |
| High Interest Checking (Balances above $25,001) With Rewards |
$25.00 | $25,001 | 0.10% | 0.10% |
| Free Checking With Rewards | $25.00 | $0.00 | 0.00% | 0.00% |
*Daily balance. The amount of the principal in the account each day.
The interest rate and annual percentage yield may change after account opening.
Fees could reduce the earnings on the account.
Savings Rates
| Account Type | Minimum Opening Deposit | Minimum Balance* | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| Statement Savings | $10.00 | $10.00 | 0.10% | 0.10% |
*Daily balance. The amount of the principal in the account each day.
The interest rate and annual percentage yield may change after account opening.
Fees could reduce the earnings on the account.
Mortgage Rates Learn More
| Program Name | Interest Rate | APR | Payment |
|---|---|---|---|
| 15 YR FRM (15 Yr) | 3.875% | 3.987% | $ 1,100.16 |
| Conventional (30 Yr) | 4.375% | 4.443% | $ 748.93 |
| 5 YR ARM (30 Yr) | 3.620% | 3.648% | $ 683.65 |
| VA Loan (30 Yr) | 3.500% | 3.729% | $ 687.94 |
| Rural Devel (30 Yr) | 4.087% | 4.551% | $ 723.67 |
Payment calculations are based on Sale Amount: $187,500, 20% Down, $150,000 Loan Amount (Term indicated in product name). Rates are subject to change without notice. Payments do not include amounts for taxes and insurance premiums (if applicable) and your actual payment obligation will be greater.
