Surcharge-Free ATMs

Get to your cash for FREE at any Allpoint™ ATM, worldwide, beginning August 3rd!

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Home Equity Loans and Lines of Credit

Take advantage of our HELOC rate — and make your home work for you.

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Home Mortgage Loans

Finance your perfect home with the help of our experienced, North Country lenders.

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Deposit checks with your mobile device! It’s fast, secure, and available 24/7.


Online Account Opening


Save yourself time — open an account now with our new online account-opening platform!


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Who We Are

Carthage Savings has been serving our community since 1888. We value each of our customers and strive to make banking as convenient as possible.

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Get to Know Us

Learn more about the Carthage Savings team through our blog! Check out how we're getting involved in the community and other news.


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Community Involvement


2015 recipients of the Prestigious Uhlinger award: Darlene Jensen, Exec. Director V.E.M. Food Pantry, Robert Sligar, Carthage Savings and Loan (Seated)

Standing: Robert Kratzat, Lori Lundquist, Todd Simpson, Carthage Lions Club representatives


Kyla Marino wins the Carthage Savings and Loan Scholarship offered at Jefferson Community College. Congratulations, Kyla!

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Carthage Savings gather for photo shoot showing their support for Breast Cancer Awareness Month

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2015 Coats for Kids campaign...$500 contributed toward this project headed by Joe Colangeo

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Check presentation for the CCS Tri-County Art Show.
Pictured: Duane Smith, CCS Art Teacher, Thomas Piche', Carthage Savings CEO, Richard Weber, CE Principal

Braman Block 2nd Home Open House Habitat for Humanity

Thomas Piche', President and CEO, Carthage Savings, presents a gift basket during the Braman Block 2nd Home Dedication of the 1000 Islands Habitat for Humanity project.

Zoo Presentatio 2015

Thomas Piche', President and CEO of Carthage Savings, presents Jayne Graves, Board President of the NYS Zoo at Thompson Park a check in the amount of $25,000 for upkeep and enchancements to the zoo's Otter Exhibit.

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The Carthage Savings group gathered for a photo before the 2015 Carthage Holiday Parade. Dressed in characters from Willie Wonka Chocolate Factory, fun day for all!


Carthage Savings and Loan offers annual Citizen of the Year winners monies to contribute to non-profits of their choice. This year's winner, Amy McEathron split her funds to contribute to the Carthage Revolution Football Team and the V.E.M. Food Pantry.

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This year's funds raised during the Bow Tie Tuesday for the Carthage Area Hospital Foundation were awarded to the Meadowbrook Assisted Living Complex to put toward their outdoor recreation area.