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Experience modern banking with a hometown touch.
No Closing Cost Mortgage
Get a loan from experienced lenders right in your neck of the woods.
From bill payments to mobile deposits, our digital banking lets you bank anywhere, anytime, rain or shine.
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Let your money camp out — and grow — in one of our perk-packed accounts.
Each product includes a straightforward, competitive rate.
Take a Look
We’ve supported the North Country since 1888 — we’ll stop when Lake Ontario quits sending winter snow.
Whether you’re testing the water or going with the flow, let’s begin.
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