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No Closing Cost Mortgage Loans – Carthage Savings and Loan

Published: May 16, 2019

Take Advantage of Our No Closing Cost Mortgage Loan Program

Purchasing a home is a big investment. Between the mortgage, potential renovations and moving costs, expenses quickly add up. And just when you’re about to seal the deal, you get hit with closing costs that can put additional stress on your budget. But that’s where the No Cost Closing Mortgage Program at Carthage Savings and Loan comes in. To learn more about home mortgage loan options, contact your local branch today.

Save Time and Money

With the No Closing Cost Program, Carthage Savings and Loan will pay any normal closing fees you incur, including the title search and New York State mortgage tax and filing fees. These fees typically range from $200 to as much as $1,500, in addition to New York State mortgage tax equal to ½% to 1% of the mortgage. As a result of participating in the No Closing Cost Program, you won’t have to worry about paying these expenses upfront. Instead, you can put the money saved toward improvements, home furnishings or other costs. Because closing is a critical part of the home buying process, any extra savings can help significantly.

In addition to saving you money, Carthage Savings and Loan can also help save you time. The closing costs are already covered, so there’s no need to spend time going back and forth negotiating. We’ll get your loan processed quickly so that everything is ready to go.

Which Loan Products Are Eligible?

One of the reasons why the No Closing Cost Program at Carthage Savings and Loan is so popular is because it includes a variety of loan products. No matter which stage of life you’re in, you can take advantage of this great offer. All of the following products are included:

  • First Time Home Buyers
  • Purchase-Conventional Loan
  • Refinance
  • Home Equity Loan
  • Home Equity Line of Credit

Not sure you'll be eligible? Visit one of our branches in Carthage, Clayton or Watertown to speak with a representative.

Meet with a Loan Officer

Whether you’re a first-time homebuyer, you're interested in refinancing or are taking out a home equity line of credit, Carthage Savings and Loan is here to help make the process simple. We invite you to visit our Mortgage Center for more information or to contact one of our loan professionals directly. We’ll get you set up with the No Closing Cost Program and the loan that’s right for you.