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The following information is requested by the federal government for certain types of loans related to dwelling. In order to monitor the lender's compliance with equal credit opportunity, fair housing. and home mortgage disclosure laws. You are not required to furnish this information. but are encouraged to do so. You may select one or more designations for "Race". The law provides that a lender may not discriminate on the basis of this information, or on whether you choose to furnish it. However, if you choose not to furnish the information and you have made this prequalification in person, under federal regulations the lender is required to note ethnicity, race, and sex on the basis of visual observation or surname. If you do not wish to furnish the information, please check below.
Carthage Federal Savings and Loan reserves the right to use the above information to obtain verifications of identity and background before opening any accounts. We may also access information about you from a consumer reporting agency, such as a copy of your credit report, before opening any account. By submitting this form, I/we grant full permission to do so.
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