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Visit one of our three convenient locations

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Online Account Opening

Open an account online in just minutes using our new, convenient online account-opening platform.

Choose an account below and start banking without ever having to step foot in a branch — it’s really that easy!

Free Checking

Simplify your life with a checking account that gives you exactly what you need, hassle-free. Free Checking features no monthly service fee and no minimum balance requirements.

50+ Free Interest Checking

With age comes wisdom — and competitive interest! Our 50+ Free Interest Checking is exclusively available to customers 50 or better and lets you earn interest on your entire checking balance.

VIP Free Interest Checking

Feel like a true VIP with this account that gives you competitive interest on your balance and features no monthly service fee — just for setting up direct deposit or automatic payment!

Statement Savings

Building solid savings is a great way to provide a safety net for you and your family. Our Regular Savings account is a simple solution that earns you interest on your entire balance.

High Interest Checking

Sometimes less is more — but not with Carthage Savings High Interest Checking! Earn tiered interest based on your balance. So the higher your balance, the higher your interest rate.

Money Market Accounts

Experience the best of both worlds with a United American Bank money market. You’ll enjoy interest that increases along with your balance — plus, you still maintain access to funds.

Certificates of Deposit (CDs)

A risk-free investment strategy where your money can grow safely — that’s what you can expect from a CD. Plus, fixed rates and concrete terms so you never have to worry about your savings.