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COVID 19 Update


Carthage Savings has partnered with Pusuit Lending (former NYBDC) to assist small businesses with access to up to date information about COVID 19 relief programs.  For more information, or to apply click the link below - you will be directed to another website.

We’ve got you covered!

Coronavirus Relief Request Form

Some of us save for a rainy day… most of us don’t.  All of us are affected in some way by COVID-19.

At Carthage Savings we are here to help you bridge the gaps between the uncertainties during this time.

Starting immediately we are offering the following programs:

Loan Deferment plan:

Customers with existing loans may apply for payment deferment on many of our loan products, including Home Equity Loans and Residential Mortgages (deferment fees waived through June 30th, 2020).

90-day 0% APR Loan: 

Available through March 31st, 2020 to help eligible* new and existing customers.

This loan program offers a 60 month personal loan at normal bank rates** for which the first 90 days of interest is completely waived.

Customers may borrow up to 100% of their last two full month’s base pay (up to $8,000).

 * Loan approval subject to regular underwriting and credit standards

** See our current personal loan rates here: Personal Loan Rates

Helpful Financial Education:

We have many financial education resources available on our website including, news articles, videos, budgeting programs, and financial calculators.

Visit for details.

Please know that these programs are available to our customers and to your friends and family. Please take the time to reach out to your creditors directly as they may also have deferment programs available.

Remember, you are our most valuable asset.  We are committed to offering you relief programs to alleviate the stress of your financial commitments. 

Please contact us at one of our four branches to apply for any of our programs.


Thomas H. Piché
President and CEO
Carthage Savings & Loan Association