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Loan Rates

APR = Annual Percentage Rate. Rates effective as of August 30, 2016. 

Mortgage Rates

Program Name Rate APR Payment
15 YR FRM (15 Yr) 2.875% 2.972% $1,026.88
Conventional (30 Yr) 3.500% 3.559% $   673.57
5 YR ARM (30 Yr) 3.620% 5.605% $   683.65
VA Loan (30 Yr) 3.000% 3.219% $   645.90
Rural Devel (30 Yr) 3.946% 4.408% $   711.46

Payment calculations are based on Sale Amount: $187,500, 20% Down, $150,000 Loan Amount (Term indicated in product name). Rates are subject to change without notice.

Construction Loans

Contact one of our mortgage consultants for the perfect loan product that fits your needs.

Auto Loans

Model YearTermCredit Score 740+Sample PaymentCredit Score 700 - 739Sample PaymentCredit Score 699 or lessSample Payment
2016 & 2015 66 Mo MAX 3.95% $253.23 4.50% $256.98 9.45% $292.30
2014 & 2013 66 Mo 3.95% $253.23 4.50% $256.98 9.95% $296.02
2012 & Older 48 Mo 3.95% $338.35 4.50% $342.05 10.45% $383.69

Calculate Your Payment

*Sample payment based on $15,000 at the maximum term in each tier. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness and terms of loan.
Carthage Savings and Loan Association's Loan Rates are Current as of March 9, 2015 and are subject to change without notice.

Motorcycles

Model YearTermCredit Score 740+Sample PaymentCredit Score 700 - 739Sample PaymentCredit Score 699 or lessSample Payment
2016 & 2015 66 Mo 5.95% $142.42 6.95% $146.20 9.45% $155.89
2014 & 2013 66 Mo 5.95% $142.42 6.95% $146.20 9.95% $157.88
2012 & Older 48 Mo 5.95% $187.70 6.95% $191.38 10.45% $204.63

Calculate Your Payment

*Sample payment based on $8,000 at the maximum term in each tier. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness and terms of loan. Carthage Savings and Loan Association's Loan Rates are current as of March 9, 2015 and are subject to change without notice.

Home Improvement

Term in YearsFixed RateSample Payment*
5 6.90%
Secured
296.31
5 8.90%
Unsecured
310.65

Calculate Your Payment

*Sample payment based upon $15,000 dollar loan and the term in each tier. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, loan to value of home and terms of the loan.
Carthage Savings and Loan Association's Loan Rates are Current as of March 9, 2015 and are subject to change without notice.

Home Equity Loans and Home Equity Line of Credit

Term in YearsFixed RateSample Payment*
1-5 4.75% $937.85
6-10 5.25% $536.46
11-15 5.50% $408.54
 
  HOME EQUITY LINE OF CREDIT
1.99% INTRODUCTORY SPECIAL...CLICK FOR DETAILS

Calculate Your Payment

*Sample payment based upon $50,000 dollar loan and the longest term in each tier. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, loan to value of home and terms of the loan.
Carthage Savings and Loan's Loan Rates are Current as of March 9, 2015 and are subject to change without notice. This page will be updated as soon as possible after any loan rate change.

ATVs, Snowmobiles, Lawn Tractors, Jet Skies, Utility Trailers

AmountFixed RateMaximum TermSample Payment
New: $3,000 & Over 8.50% 5 Years $61.55 Sample Payment based on $3,000 Loan
Used: $3,000 & Over 9.50% 3 Years $96.10 Sample Payment based on $3,000
New/Used Under $3,000 13.90% 3 Years $85.32 Sample Payment based on $2,500

Calculate Your Payment

The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness and terms of the loan.
Carthage Savings and Loan's Loan Rates are Current as of March 9, 2015 and are subject to change without notice. This page will be updated as soon as possible after any loan rate change.

Boats, Travel Trailers/RV'S (Self-Container Motor Homes)

Amount740 Plus Credit Score700-739 Credit Score699 or Less Credit Score
New: $10,000 & Over
Maximum Term: 10 Yrs
4.75% Sample Payment: $104.85
Based on $10,000/10 yrs
7.00% Sample Payment: $116.11
Based on $10,000/10 yrs
8.00% Sample Payment: $121.33
Based on $10,000/10 yrs
New: Under $10,000
Maximum Term: 5 Yrs
5.75% Sample Payment: $96.08
Based on $5,000/5 yrs
7.50% Sample Payment: $100.19
Based on $5,000/5 yrs
8.50% Sample Payment: $102.58
Based pm $5,000/5 yrs
Used: $10,000 & Over
Maximum Term: 5 Yrs
5.75% Sample Payment: $192.17
Based on $10,000/5 yrs
8.00% Sample Payment: $121.33
Based on $10,000/10 yrs
9.00% Sample Payment: $129.40
Based on $10,000/10 yrs
Used: Under $10,000
Maximum Term: 5 Yrs
5.75% Sample Payment: $96.08
Based on $5,000/5 yrs
8.50% Sample Payment: $102.58
Based on $5,000/5 yrs
9.50% Sample Payment: $103.79
Based on $5,000/5 yrs

Calculate Your Payment

The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness and terms of the loan.

Carthage Savings and Loan's Loan Rates are Current as of April 10, 2015 and are subject to change without notice. This page will be updated as soon as possible after any loan rate change.

Personal Loans

Fixed RateMaximum TermSample Payment
Secured 12% 5 Years $102.58 Payment based on $5,000 Loan
Unsecured (Under $2,500) 17% 5 Years $189.20 Payment based on$2,500 Loan
Unsecured (Over $2,500) 14.25% 5 Years $103.79 Payment based on $5,000 Loan

Calculate Your Payment

The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness and terms of loan.

Carthage Savings and Loan's Loan Rates are Current as of March 9, 2015 and are subject to change without notice. This page will be updated as soon as possible after any loan rate change.

Deposit Secured Loans

AmountFixed RateMaximum Term
Up to Amount on Deposit 2% + Current Rate Earned None

Calculate Your Payment

The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness and terms of the loan.

Carthage Savings and Loan's Loan Rates are Current as of January 20, 2016 and are subject to change without notice. This page will be updated as soon as possible after any loan rate change.